Mortgage Companies:

Looking for the right mortgage for your exact financial situation can seem overwhelming at times with all the acronyms, different rates, varied terms, etc. It can feel like someone speaking a foreign language to you. The last thing in the world you  want to happen is to get ripped off.

A Mortgage is a loan, which allows the consumer’s home to function as collateral. A bank or mortgage lender will loan a large amount of money, which the consumer must pay back. Typically, the amount of the loan is 80 percent of the price of the home. If the consumer fails to make payments or pay back the loan, the lender can take ownership over the home through a process known as foreclosure. During foreclosure the consumer stops making payments for varying reasons, some of which may include financial difficulties, loss of a job, medical problems or, simply having too many debts. When a consumer stops making payments to the lender the loan will become delinquent and the consumer goes into default. This status continues for 90 days after which, the lender will file for a Foreclosure notice.

There are several methods to avoid foreclosure. These methods include Mortgage loan Restructuring and Mortgage Debt Forgiveness. With Mortgage Loan Restructuring, the consumer is allowed to make lower payments after Debt Negotiations with the lender. These repayment terms are for the existing mortgage on a home and may allow the consumer to keep their home through more affordable payments. Through Mortgage Debt Forgiveness the lender forgives, all or part of the Mortgage Debt owed. This coincides with Mortgage Loan Restructuring because the lender is forgiving a set amount of a loan and accepting smaller payments. However, Mortgage Debt Forgiveness may also occur because the consumer lost their home during foreclosure.

Bad Credit Mortgage

If your credit is less than perfect, you can still get a good rate and solid terms. We go over the “little details” you will need to know to get the best deal you can.

Mortgage Leads

If you are a mortgage loan officer looking to expand your business in getting qualified mortgage leads, we have what you need.

Mortgage Marketing

Increase your mortgage business by connecting to the right buyers for your needs. No more wading through unqualified applicants. We connect you to the right people.

Mortgage Processor

There is nothing worse than getting the deal you want and then the loan takes forever to close. There are some companies out there that believe in “delay, delay, delay.” Our recommendations are great deals, fast!

Bad Credit Mortgage

If your credit is less than perfect, you can still get a good rate and solid terms. We go over the “little details” you will need to know to get the best deal you can.

Mortgage Leads

If you are a mortgage loan officer looking to expand your business in getting qualified mortgage leads, we have what you need.

Mortgage Companies Ranked

Vanderbilt Mortage and Finance, Inc.

vmf.com

800‑970‑7250

Our Mission:

At Vanderbilt Mortgage and Finance, Inc., it is our mission to help families achieve the Great American Dream of homeownership. We are a national housing lender offering and servicing a variety of Home Loan Programs including:

  • New and used manufactured and modular home financing
  • Servicing traditional home loans
  • Financing for eScore energy efficient home improvement

User Review:

The application and underwriting process with Vanderbilt didn’t take an hour. They were with me every step of the way. The specialist that helped me, Susan, was great. She called a couple of times and made sure I understood everything. Also, she was very nice and easy to talk to and she took care of everything. It was a very smooth operation and everything was out in the open which is good. I was very happy and I couldn’t have asked for better services. If anyone asks about Vanderbilt, I would say, “Go for it!”

Ditech Home Loans

ditech.com

800-700-9212

Our Mission:

We are in the business of helping Americans realize the dream of home ownership. The irony is that while buying a home can be a joyful and uplifting experience, getting a mortgage can be anything but. We aim to change that.

User Reviews:

We have had our home loan thru Ditech for years, never any issues.  Wanted to refinance and consolidate debt.  It was the most seamless process ever.  Started on the phone, preliminary docs were sent, appraisal done, etc.  I think the entire process took 6 weeks or less and we were funded.  Highly recommend, and we will be back in the future if we are needing any kind of home loan.

Meadowbrook Financial Mortgage Bankers

mfmbankers.com

800-959-8892

Our Mission:

The benefits of this deeply entrenched corporate culture are evident everyday. Everyday, customers dissatisfied with other companies, or Realtors and Attorneys whose clients were denied funding for trivial reasons rely on Meadowbrook to close their loan. If you are new to Meadowbrook, we want to welcome you to our family! We can provide you home loan options and servicing for purchase, refinance, renovation, reverse mortgages, and more. If you are interested in speaking with a Meadowbrook licensed loan professional, contact us today.

User Review:

The heart and mind for the job! Damon helped my wife and I get our home that we’ve owned for a little over a year now!!! Patient, informative, willing to teach you (the process), THOROUGH, I mean down to the cents of what your mortgage payment may be! You won’t find someone this cool and considerate while in the home buying process. I LITERALLY LOVE THIS GUY!! And we’ve become friends off of this experience.

Arvest Central Mortage Co.

arvestcentralmortgage.com

800-366-2132

Our Mission:

Welcome to Arvest Central Mortgage Company.

At Arvest Central Mortgage Company, we strive to be your financial service provider of choice. We realize that you have a choice and that we have to earn your trust and confidence. We encourage you to explore our website and learn more about the mortgage services we have to offer.

User Review:

Our mortgage was sold to Arvest by our builder. They do not offer bimonthly payments as a rule and if you choose to set it up there is a sign up fee and payment fee each time and they do not apply the amount each draw. They hold it back and then pay the full monthly payment which does not benefit paying down your principal balance. Avoid their services or you will be paying more money in the long run.